Wednesday, November 30, 2011

LIC -- JEEVAN AROGYA

Jeevan Arogya
LIC Jeevan Arogya is a Health Insurance Policy which helps individuals to cope up with the rising medical costs. In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law. It is a comprehensive health insurance policy for the entire family.

Nowadays many people prefer one policy that covers the entire family and their extended family. LIC Jeevan Arogya is one such policy which offers high coverage and some good riders for a low premium amount. Depending on your financial situation or family structure, it gives you the flexibility to add or remove any family member.

Key Features of LIC Jeevan Arogya

One health insurance policy that covers self, spouse, children, parents and parents-in-law
Covers hospitalisation, surgery and much more
Provides benefit payout irrespective of actual medical cost incurred
Can be availed along with existing mediclaim policy for the same hospitalisation / surgery
Cover can be extended to new members of the family in case of marriage and childbirth
Under Quick Cash, 50% advance payment is given by LIC (under 57 surgeries performed in network hospitals)
Payout made on the basis of photocopy of bills
No Claim Benefit (for not making any claims for 3yrs then 5% of initial Hospitalisation Cash Benefit (HCB) will be increased

What is covered in LIC Jeevan Arogya?

Hospitalisation Cash Benefit (HCB) -
1000 rupees per each day of hospitilisation for 1lakh Sum assured;
2000 rupees per each day of hospitilisation for 2lakh Sum assured;
3000 rupees per each day of hospitilisation for 3lakh Sum assured;
4000 rupees per each day of hospitilisation for 4lakh Sum assured
-30 days max for first year, 90days per year there after

Major Surgical Benefit (MSB) is 100 times(max) the HCB
-Totally 140 surgeries covered under this
- Max 8 times of Sum Assured can be claimed in life time

Day Care Procedure Benefit (DCPB) –an amount equal to 5times of HCB will be paid for small procedure surgeries like anestesia
-3 daycare procedures covered in a year, and 24 procedures covered in a lifetime

Other Surgical Benefits – for surgeries other than MSB and DCPB an amount equal to 2 times of HCB will be paid for every single day of hospital stay

For stay in ICU 2times of HCB will be paid for every single day
-Max 15 days in first year and 45 days per year thereafter

Ambulance charges of Rs 1000 for emergencies

Auto increase @ 5% every year in both HCB and MSB for inflation reasons


Waiting period for availing benefits in LIC Jeevan Arogya
- Accidental claims - 0 days
- HCB - 90 days from policy start date


Additional Benefits of LIC Jeevan Arogya

Accidental Benefit rider available as an option at 0.50 rupees per 1000 rupees sum assured

Monday, November 28, 2011

Eco Friendly steps

Take the green initiative by following some of the simple steps mentioned here:

1.  Clothes that we wear should be taken utmost care. Many of them are made with very harmfull chemicals
      which we inhale. This is manly dangerous for children . Buy clothes that are made of bamboo fibre.
      Please visit the following site to know more.  http://www.douspeakgreen.in/  .

2.  Try to save electricity by switching off whatever unnecessary.

3.  Try to turn off your vehicle enginees at signals. It not only saves petrol for you but also is helpful in
      controlling pollution.

4.   Try to walk small distances instead of taking your vehicles. This will help your health besides controlling
       pollution.

5.  Try to search for green initiatives on the web and follow some of them before the earth falls in danger.

Sunday, November 27, 2011

The Lord's

The lord's cricket ground is in london at St.john's wood . It is considered to be one of the best cricket grounds.
Every player wants to get on to the honours boards in their dressing rooms. Their name gets on to the honours boards if the players hit a century or take five wickets in an innings or take ten wickets in a match. Some stats about the ground.

1. First match was played two hundred years ago.
2. The Corridors of lords pavilion are long and complex and players some times get lost.
3. It has four world cup finals --- 1975,1979,1983,1999
4. The test 2000th test overall and 100th test between India and England were played on this ground.

Wednesday, November 23, 2011

Expenditure on kasab

 As the memories of the deadliest day draws near, it's revealed that the government of Maharashtra has spent over 16 Crores in three years on Ajmal Kasab, India's most high-profile prisoner.


The lone Pakistani terrorist captured alive during the Mumbai terror attacks that killed 164 people is now accommodated at the Arthur Road jail. The state home department has spent over 16.17 crore on his accommodation which necessitated building a special cell and deployment of special forces from Indo-Tibetan Border Police (ITBP) apart from expenses on his food, safety and medical treatments.
16 Crores Spent in 3 Years on Ajmal Kasab


It should also be noted that the expenditure doesn't include the fees paid to the special public prosecutor and his team. And it's reported that the state government is taking a stock of the huge money spent on this Pakistani national in the wake of the third anniversary of the 26/11 attacks.


The city of Mumbai had been in siege as a group of 10 terrorists from its immediate neighbor and archrival Pakistan, who went on a three-day killing spree leaving 164 people dead and 308 injured. Caught alive during the attacks, Kasab received a fair trial in a special court at the end of which sessions court judge M L Tahilyani sentenced him to death.


The legal expenditure alone was estimated to be around 12 Lakhs until the case was challenged in the apex court. Special public prosecutor Ujwal Nikam's fee has reportedly gone up ever since the case was taken to the Supreme Court and he is paid 50,000 a day for every hearing along with business class air travels and VIP suite in the state guesthouse. The state has paid Rs 10.87 crore up to July 2011 for the ITBP who provides 20 commandos equipped with highly sophisticated weaponry and communication devices to provide a round the clock guard to Kasab.

Tuesday, November 22, 2011

Boost Indian Economy

Our economy is in your hands....

INDIAN economy is in a crisis. Our country like many other ASIAN countries, is undergoing a severe economic crunch. Many INDIAN industries are closing down. The INDIAN economy is in a crisis and if we do not take proper steps to control those, we will be in a critical situation.

More than 30,000 crore rupees of foreign exchange are being siphoned out of our country on products such as cosmetics, snacks, tea, beverages, etc... which are grown, produced and consumed here.

A cold drink that costs only 70 / 80 paisa to produce, is sold for Rs.9 and a major chunk of profits from these are sent abroad. This is a serious drain on INDIAN economy.

We have nothing against Multinational companies, but to protect our own interests we request everybody to use INDIAN products only at least for the next two years. With the rise in petrol prices, if we do not do this, the Rupee will devalue further and we will end up paying much more for the same products in the near future.

What you can do about it?

1. Buy only products manufactured by WHOLLY INDIAN COMPANIES.
2. ENROLL as many people as possible for this cause.....

Each individual should become a leader for this awareness. This is the only way to save our country from severe economic crisis. You don't need to give-up your lifestyle. You just need to choose an alternate product.

All categories of products are available from WHOLLY INDIAN COMPANIES.

  Products You Should Use :

 1. LEMON JUICE
 2. FRESH FRUIT JUICES
 3. CHILLED LASSI (SWEET OR SOUR) 
 4. BUTTER MILK
 6. COCONUT WATER
 7. JAL JEERA
 8. ENERJEE
 9. MASALA MILK
10. USE CINTHOL&OTHER GODREJ BRANDS Soaps
11. SANTOOR, WIPRO SHIKAKAI, MYSORE SANDAL, MARGO, NEEM, EVITA, MEDIMIX,  GANGA , NIRMA BATH&CHANDRIKA Soaps

12. NEEM, BABOOL, PROMISE, VICO VAJRADANTI, PRUDENT, DABUR PRODUCTS, MESWAK tooth paste
13. USE PRUDENT, AJANTA , PROMISE tooth brush
14. USE GODREJ, EMAMI Shaving Cream
15. USE SUPERMAX, TOPAZ, LAZER, ASHOKA Blades
16. USE SANTOOR, GOKUL, CINTHOL, WIPRO BABY POWDER, BOROPLUS powder
17. USE INDIANA, AMUL, AMULYA -- Milk Powder
18. USE LAKME, NIRMA, VELVETTE -- Shampoo
19. USE BSNL, AIRTEL --- Mobile Connections
20. Eat Tandoori chicken, Vada Pav, Idli, Dosa, Puri, Uppuma

 Every INDIAN product you buy makes a big difference. It saves INDIA. Let us take a firm decision today.

BUY INDIAN TO BE INDIAN - We are not against of foreign products.

WE ARE NOT ANTI-MULTINATIO NAL. WE ARE TRYING TO SAVE OUR NATION. EVERY DAY IS A STRUGGLE FOR A REAL FREEDOM. WE ACHIEVED OUR INDEPENDENCE AFTER LOSING MANY LIVES.

THEY DIED PAINFULLY TO ENSURE THAT WE LIVE PEACEFULLY. THE CURRENT TREND IS VERY THREATENING.

MULTINATIONALS CALL IT GLOBALIZATION OF INDIAN ECONOMY. FOR INDIANS LIKE YOU AND ME, IT IS RE-COLONIZATION OF INDIA. THE COLONIST'S LEFT INDIA THEN. BUT THIS TIME, THEY WILL MAKE SURE THEY DON'T MAKE ANY MISTAKES.

WHO WOULD LIKE TO LET A"GOOSE THAT LAYS GOLDEN EGGS"SLIP AWAY?

PLEASE REMEMBER: POLITICAL FREEDOM IS USELESS WITHOUT ECONOMIC INDEPENDENCE

RUSSIA, S.KOREA, MEXICO - THE LIST IS VERY LONG!! LET US LEARN FROM THEIR EXPERIENCE AND FROM OUR HISTORY. LET US DO THE DUTY OF EVERY TRUE INDIAN.

FINALLY, IT'S OBVIOUS THAT YOU CAN'T GIVE UP ALL OF THE ITEMS MENTIONED ABOVE. SO GIVE UP AT LEAST ONE ITEM FOR THE SAKE OF OUR COUNTRY!

We would be sending useless forwards to our friends daily. Instead, please forward this note to all your friends to create awareness...!!

"LITTLE DROPS MAKE A GREAT OCEAN."

PLEASE TRY TO BE AN INDIAN.....
Every True Indian Pls Share This Post ( Click Share)

THANK YOU…LOVE YOU India…!! ♥♥♥

Saturday, November 19, 2011

Statue of Liberty

Statue of Liberty is a colossal sculpture on Liberty Island in New York Harbor.
The statue is a gift to the United States from the people of France and it has become an icon of freedom. French financed the statue and the Americans provided the pedestal and the site. Bartholdi completed both the head and the torch-bearing arm before the statue was fully designed. The statue was constructed in France, shipped overseas and assembled on the completed pedestal.
Designed by : Frederic Bartholdi
Dedicated on : October 28, 1886.
Started in the year : Early 1870s.
Located at : Bedloe's Island(Liberty Island).
Administration : United States Lighthouse Board until 1901
Later -- Department of war.
From 1933 -- National Park Service.

Wednesday, November 16, 2011

The World: kho-kho game

The World: kho-kho game: It is a game of Indian origin which involves speed and control. The year 1959 saw its rules being framed and the Kho-Kho federation ...